Ten years finding money that’s stuck.

Industrial engineer software engineer chief product officer. Now I find operational cost savings at Expense Reduction Coaching.

Portrait of Joe Lapscher

Joe Lapscher
Cost Reduction Specialist | Engineer | Amateur Barber

  1. 2015P&G
  2. 2017Macro
  3. 2018GE
  4. 2020Citrix
  5. 2022Raistone
  6. 2024Transcard
  7. 2025Tienda Pago
  8. 2026ERC

Joe Lapscher (also Yoel Lapscher) is a partner at Expense Reduction Coaching in Hoboken, New Jersey. He helps CEOs and CFOs of $10M–$100M manufacturers, hospitality groups, and 3PLs cut indirect spend — telecom, merchant processing, supplies, payroll, insurance, utilities — on a no-savings, no-fee basis. Before consulting he was a software engineer at GE, a product manager at Citrix, Raistone, and Transcard, and chief product officer at Tienda Pago. Email yoel@lapscher.com or book a 15-minute intro when the job is cost reduction, fractional product leadership, a website, or PM mentoring.


Experience

2026 - Present
Expense Reduction Coaching

2026 - Present

Partner

Expense Reduction Coaching

Evolved from the product world to consulting, where I help companies find operational cost savings
Tienda Pago

2025

Chief Product Officer

Tienda Pago

I launched my career into Product leadership and owned Product, Growth, and Marketing at a LATAM Fintech that provided microloans to bodegas
Transcard Logo

2024 - 2025

Senior Product Manager

Transcard

I doubled down in the fintech world, focusing on payments, and driving the launch of a new platform that streamlines how businesses transact without relying on checks
RaiStone Logo

2022 - 2024

Senior Product Manager

Raistone

As the 2nd product hire at Raistone, I jumped into the fintech scene with enthusiasm, leveraging my Fortune 500 experience to thrive in this dynamic environment and drive impactful changes in working capital solutions
P&G Logo

2015 - 2017

Intern

Procter & Gamble

During my 4 internships at P&G, I worked on process improvement by finding ways to cut costs in market research and created some handy Excel VBA tools to automate reporting

Field notes

The jobs are the long column. Climbing, school, and the tools underneath are the rest.

Adaptive ClimbingFig. 01

01 — Volunteering

Adaptive Climbing

Started a new chapter with the Adaptive Climbing Group focusing on making rock climbing accessible to people with disabilities

02 — Education

University of Florida

University of Florida

Gainesville, FL

Master of Science

Information Systems & Operations Mgmt

Teaching assistant — Managerial Quantitative Analysis I & II, Retail Consulting, Intro to Managerial Statistics

Bachelor of Science

Industrial & Systems Engineering

03 — Skills

Product Management

Product Launch & Planning
Roadmapping & Prioritization
Product Strategy
Customer Journey Mapping
Backlog Management
Market Analysis

Leadership & Collaboration

Team Building & Leadership
Stakeholder Engagement
Cross-functional Collaboration
Project & Vendor Management

Technical Skills

API and Integrations
Product Analytics
Agile Methodologies
Programming
Databases

Languages

Spanish
Hebrew
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